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Insurance Requirements

25/50/15 – These are the magic numbers to remember when researching Idaho auto insurance coverage.   These numbers refer to the minimum liability auto insurance coverage a driver is permitted to carry by Idaho law:

  • $25,000 for injury or death of one person
  • $50,000 for injury or death of two or more people
  • $15,000 for property damage


What do these numbers mean?  Simply put, this is the maximum amount of money your auto insurance company will pay per accident on your behalf when an auto insurance claim is approved. 

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