idaho.drivinguniversity.com Traffic School
Simple | Defensive Driving & Traffic School Online



Idaho Auto Insurance

25/50/15 are the magic Idaho numbers!  If you are not insured with at least these minimum liability coverages, you will suffer ill financial and administrative consequences.  It is important to remember that these are only guidelines and that heftier insurance coverages  and coverages of other types may be required to suit your specific circumstances.  The costs associated with NOT obtaining Idaho auto insurance will far surpass the fees you will pay for minimum coverage, so do not be without it!  Do shop around, and do inquire about insurance discounts, especially if you have a spotless Idaho Driving Record.

 

Auto Insurance Agents 

Need to find an auto insurance agent in your area? Read more...

 

Comparing Companies and Rates 

The advent of technology has made this task an easy one!  Many Idaho auto insurance companies will provide online, estimated quotes that a driver can use for comparative purposes. Read more...

 

Auto Insurance Discounts 

Auto insurance discounts are available to drivers in every stage of their lives, such as:

  • Senior discounts
  • Student discounts
  • Military/Veteran discounts


Discounts are also available to skillful, careful drivers because your auto insurance company will recognize you as a ‘low-risk’ driver.  How does one earn the title of ‘skillful’ driver?  How do we elevate our status in the eyes of a probing insurance agent?  The answers are quite simple. Read more...

 

Insurance Requirements 

25/50/15 – These are the magic numbers to remember when researching Idaho auto insurance coverage. Read more...

 

Levels of Auto Insurance 

While Idaho does have a minimum auto insurance requirement, drivers are free to choose their own level of coverage beyond the required liability minimums. Read more...

 

Risks of Not Having Auto Insurance 

You were just in accident and are at fault.  The other driver and two passengers in the other driver’s vehicle are injured, and the other driver’s car is totaled.  Good news!  The other driver has Uninsured Motorist Coverage which will pay for $10,000 in medical bills!  The bad news – the medical bills plus the cost to replace the driver’s vehicle tops $100,000.  That makes you liable for $90,000 in medical and replacement costs. Read more...

 

Idaho Motorcycle Insurance 

Idaho mandates that motorcycle insurance coverage be obtained in the same minimums as those required for other motor vehicles, 25/50/15. Read more...

 

Types of Coverage 

In addition to the Idaho minimum liability requirements, drivers may also choose additional coverage at additional costs.  While these are not required, there are instances where they may be relevant, so do speak to your auto insurance about your specific needs.  The insurance industry lingo may seem foreign to you, so we’ve provided a handy cheat-sheet to use when choosing coverage. Read more...

 

What Affects Insurance Rates?

Points!  Points!  Points!  If you are a reckless, careless driver, the law will catch up to you, and your auto insurance company will not be far behind! Read more...

 

Driving University Online Course